Net borrowing of mortgage debt by individuals in the UK decreased by £0.2 billion to £4.3 billion in August 2025, the lowest in three months and below market expectations of £4.8 billion. The annual growth rate for net mortgage lending slightly rose, from 2.9% to 3.0% in August. Gross lending decreased to £22.7 billion in August, from £24.5 billion in July. Gross repayments increased in August, to £20.0 billion, from £19.8 billion in July.
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